Medicare cover

Medicare insurance in San Bernardino, for a fun-ride retirement

For the years when retirement should be a fun-ride and not a sunset.

The decisions people put off

Medicare is one of those subjects people promise to look at next month. It has its own vocabulary and its own enrollment periods, and missing the timing can cost you later, which is a good reason to ask early instead of late.

Putting it off is rarely carelessness. Nobody enjoys reading forms written for specialists. A local conversation with someone who will explain it in ordinary words takes most of the dread out of it, and it is easier to make a calm decision before a deadline than during one.

A bicycle with a wicker basket against a stucco wall, beside a barrel cactus garden

A bicycle with a wicker basket against a stucco wall, beside a barrel cactus garden

How the conversation runs

One office, one free hour. Call and book it, then bring your current insurance cards, a list of the medications you take, and the names of the doctors you would like to keep seeing.

The hour covers what you have now, what retirement changes about it, and which questions are still open, with your household budget on the table beside the paperwork. Dr. Massey’s Money Management program teaches spending less than you make and saving what you can, and the same discipline helps you judge what health costs your retirement can comfortably carry.

A fun-ride, not a sunset

The office has a line for this stage of life: “Want your retirement to be a fun-ride and not a sunset?” A fun-ride is the bicycle with a basket by the garden, not a chair by the window. It needs health costs that do not arrive as a surprise.

So treat Medicare as something you review, not something you finish. Needs change, and plans can change from one year to the next, which makes a yearly look worth the hour. Ask for it when you call, and keep the date.

“Our mission is not to pedal our products to make a living. We want to build lives and help our clients enjoy peace of mind.” That is the mission Dr. Manzoor R. Massey states for this office. Call 661-304-1080 and ask for the free one-hour consultation.

Before the call

What to have ready for your free hour

A short pile of paper and a written list of questions is plenty.

  • Your current insurance cards
  • A list of the medications you take
  • Doctors you want to keep seeing
  • Your retirement date, or your best guess
  • Your household budget, rough is fine
  • Your questions, written down